FAQs

1. What does it cost to have the amount of loss determined by appraisal?

It depends on the number and complexities of matters in disagreement to determine.
Before demanding appraisal please review heading Why Choose George

2. What do appraisers charge?

For the policyholder (insured):

If they are represented by an adjuster, commonly referred to s a Public Adjuster (PA) , they are likely being paid on a contingency basis, therefore they do not charge extra when representing a insured in Appraisal.

If someone else represents the insured, it will depend on their negotiated fee.

George does not recommend an insured person represent the policyholder!

For the insurer:

If they are represented by an employee, they are paid by salary. If they are represented by an independent adjuster involved in the adjustment of the loss, their hourly rate continues.

If someone else represents the insurer, it will depend on their negotiated fee.

George recommends, at minimum, a peer review before demanding the amount of loss be determined by appraisal.

3. What does it cost to appoint an umpire?

Most umpires charge an hourly rate plus disbursements based on a standard six-minute increment point system.
George charges a flat rate fee as per the fee schedule under heading Fees & Agreements

4. How long is the appraisal process once the umpire is appointed?

First, appointed appraisers shall determine matters in disagreement and attempt to resolve them. This should not take more than a month. Briefs are then exchanged with copies provided to the umpire, usually followed by an in-person or video conference with witnesses to determine amount of loss.

George strives for no more than a two months’ turnaround from the time appraisal is demanded but unfortunately this is not always possible. Site inspections, legal issues and availability of witnesses sometime s become a factor resulting in delay.

Call George at 905-509-7448 to discuss!

Our Office

Office Address

1213 Fawndale Road
Pickering, Ontario L1V 4M4

Contact Us

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